Budgeting 101: The Beginners Guide to Budgeting

I'm going to be 100% real with you. I've lived paycheck to paycheck 95% of my adult life. I'd get paid on Friday & not have one red cent to my name come Monday. 

I was literally living on a prayer Monday - Thursday, stressed out & scared I wouldn't find a way to make it through the week.

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One time after work, I stopped at Sonic before my 3-hour night class to get a cup of water.

I happened to be on the phone with my Momma when I realized I didn't even have the $0.56 to pay for it. I'd searched every nook & cranny, but still, I was left empty handed, ashamed & incredibly embarrassed.

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She knew I was struggling, but I never once let her know how bad it'd gotten. I'll NEVER forget the pain in her voice when I told her I didn't have $0.56 for a cup of water.

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Fifty. Six. Cents.

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I can’t tell you HOW many times I promised God I’d get it together if He’d let me make it... just one more time. 

But if there’s one thing I’ve learned, it’s this: if you don’t learn the lesson life is trying to teach you, the lesson will repeat until you do.

And that’s exactly what it did.

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Every time my income increased, so did my expenses & I was right back where I started - living paycheck to paycheck & hanging on a prayer. 

The lesson looked a little different each time, but still, it was always the same.

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It wasn’t until I was on the verge of homelessness (for the 2nd time) that I finally learned the lesson life was trying to teach me all those years.

No one was coming to save me. No one.

If I wanted saving, I had to save myself.

And that’s exactly what I did.

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The first thing I did was create a budget & it literally changed my life. 

It became crystal clear, income wasn’t the issue, my spending habits were. I buckled down, focused more on my needs & less on my wants, & lo and behold I finally saved my first $1,000.

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That $1,000 was my saving grace. 

For the first time in my life, I had a cushion I could fall back on in case of a real life emergency.

For the first time in my life, I was finally able to break free of living paycheck to paycheck. 

A budget saved my life.

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If it can help me, it can help you. My purpose with this course is to help you finally take control of your money, stop living paycheck to paycheck & begin to create generational wealth. 

Once you have access to these materials, I will not be able to restrict access at a future date, therefore there is a no refund policy. 

Here’s what you’ll learn:

What a budget really is.

Why you need a budget.

The top 10 reasons budgets fail.

What the different types of income are.

How to budget regular & irregular income.

What the different types of expenses are & how to budget them.

What percentage of your money should be spent on your needs and wants.

How to create a practical budget that is tailored to YOU.

How to maintain your budget for success.

Here's what you'll get:

Video webinar

PDF copy of the webinar

Printable budget sheets

Google Sheets budgets template for Monthly Budgets

Google Sheets budget template for Bi-Weekly Budgets

Google Sheets budget template for Weekly Budgets

If you've been budgeting successfully & already have a budget system that works for you, this may not been the course for you. 

But if you're tired of living paycheck to paycheck & you are ready to break that cycle & finally take control of your money, this course will arm you with the information & tools you need to create & maintain a successful budget.